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Personal Investments • Re: Heavy Value Tilt Away from Mag 7 stocks
I always enjoy seeing contradictory strategies being suggested in the same forum, on the same day, in the same screen.I am a contrarian investor. I buy when nobody wants to buy and sell when nobody...
View ArticlePersonal Investments • Re: Can you purchase Avantis ETF at Merrill Edge?
ETFs are traded on the exchange like any other stock. I believe that Avantis ETFs are traded on the NYSE. There would be no reason, and maybe not a way, for Merrill to not allow you to buy them.You'd...
View ArticlePersonal Investments • vanguard 2 factor authentication problems
not sure if anyone else is experiencing these issues- 2nd time in 3 days the verification code is not being sent to my phone per normal logon procedure, so I have to keep asking for another code.this...
View ArticlePersonal Investments • Re: My 403b deposits never posted. What do I do?
Yes. Several were missed in the fall. Back then, they were not posting regularly. Then the posts kinda got back to normal (December and January). But now in February, it looks like it’s going to be...
View ArticlePersonal Investments • Re: 50% of my portfolio in FANG - 15% in NVDA
Lol, we need an update from OP. Looks like he hasn’t posted since 2018. He must be too busy relaxing on his private island. I love the post in this thread asking in 2018 “What’s the next NVDA”? I wish...
View ArticlePersonal Investments • Re: vanguard 2 factor authentication problems
FWIW, no problems for me logging into Vanguard today. All six digit codes came right away.Statistics: Posted by RetiredInTheWest — Fri Feb 23, 2024 9:15 pm
View ArticlePersonal Investments • Help me understand adjusted cost basis of muni-bonds
My 1099 for a munibond fund shows a realized loss of $1700 for two bonds that were called. However, under the values for realized gain or loss is the word "adjusted", and the adjusted values show no...
View ArticlePersonal Investments • Re: Diversification means always having to say you’re...
The Callan table makes for colorful wall-art, but if we examine say 30 years of history, what pattern emerges?That diversification reduces volatility in the interim? Not that everyone is interested in...
View ArticlePersonal Investments • Re: Planning for college costs?
I’m 53, wife is 54. Investments total about $3.1M, total net worth is $4M+. I plan to retire at age 57. We have 12-year old twins, each with about $60k in their 529s. Trying to decide how to think...
View ArticlePersonal Investments • Re: 2-3 Time Horizon, 35% Marginal Tax Bracket?
Hi op. I wonder if you are also paying 3.8% NIIT. I think I would stick with the muni mmf or perhaps consider short term muni bond fund vmlux. Both are below your return target though. Good...
View ArticlePersonal Investments • Re: Confused - Reporting I Bond Proceeds (TurboTax)
I found the 1099 on Treasury Direct - thanks. Is it normal that I didn't receive on in the mail?Yes, on TD the web pages of your account are the statements and tax forms.Statistics: Posted by...
View ArticlePersonal Investments • Re: Inherited accounts adjustments
Thanks for the links, excellent information. I’ve been looking for a simple explanation of how it works. So I can sell the funds / stocks I want to liquidate, put the proceeds in a money market or...
View ArticlePersonal Investments • Re: Protecting Roth Assets From the Owner of the Roth
Take the money out of the Roth. Establish a trust with a corporate trustee. Have the trust buy a whole life second-to-die policy on the lives of A & B and name C as the beneficiary and hold it in...
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Personal Investments • Re: Boxx by Matt Levine
I thought the article was interesting, but doesn't really bear on the question of how safe it is to invest in it. As explained by Matt Levine, BOXX is an incredible piece of financial engineering and...
View ArticlePersonal Investments • Re: Financial advisor recommendation--beyond the usual...
Hi, there. Long-time lurker. Have reached a point in life where lots of things are coming together (kids going to college, wife talking about retirement), and I'd like to get some professional advice...
View ArticlePersonal Investments • Re: Bad idea to get a CD with a "troubled"...
If it's FDIC insured, then it's probably ok. At worse, you can get it back from FDIC.Statistics: Posted by gavinsiu — Sun Feb 25, 2024 9:32 pm
View ArticlePersonal Investments • Re: Are we a good fit for Vanguard Personal Advisor,...
I started using VPAS in 2017, a couple years after I retired. I needed help with generating income from my investments until I start Social security. But, most of all, after going it on my own during...
View ArticlePersonal Investments • Re: "Advisor sold" versus "direct...
Unfortunately I have found that NC eliminated state tax deductions on NC 529 contributions for 2014 onward. Looks like that opens up our decision on 529 plans to be made based on funds available,...
View ArticlePersonal Investments • Re: Saving for Grandkid
Acorn, SoFi, Current kids account with investmentsStatistics: Posted by yogesh — Sun Feb 25, 2024 9:42 pm
View ArticlePersonal Investments • Re: Mega Backdoor Roth 401k logistics with Empower
But there is something strange on the form that I am curious if anyone understands. I've done mega backdoors with my employer through Fidelity and the difference between Box 1 (Gross Distribution) and...
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